Professional accounting you can trust.
Accounting, tax, payroll and business advisory for individuals, sole traders, companies and trusts across New Zealand. Kick start your business accounting journey with us at no fee commitment. Let us grow together.
Why clients choose us
From accounting and tax compliance to business advisory, payroll, property investment, trust administration and Inland Revenue support, we provide practical guidance tailored to your goals.
- Professional advice you can rely on. You deal directly with experienced professionals who know your business.
- MYOB & Xero certified advisors. Setup, migration, training and ongoing support.
- Transparent fixed fees. You know what you are paying, with no unexpected surprises.
Professional expertise for every financial stage
With more than twenty years of experience, we provide practical accounting, taxation and business support tailored to your circumstances. From everyday compliance to long-term planning, our team makes complex financial matters clearer and easier to manage.
Tax Compliance
We take the complexity out of tax compliance, helping you meet your obligations accurately, efficiently and on time.
Learn more → Structure · Growth · RiskBusiness Advisory
Gain a fresh perspective on your business with practical advice designed to improve performance, streamline operations and support growth.
Learn more → Annual accountsAccounting
We prepare clear and accurate annual financial statements while ensuring your business remains fully compliant with its reporting obligations.
Learn more → Payday filing · KiwiSaverPayroll
Let us manage the complexities of employee pay, deductions and payroll compliance so you can focus on running your business.
Learn more → Bright-line · RentalsProperty Investment
Receive practical property investment guidance to help maximise returns and navigate New Zealand property taxation requirements.
Learn more → Family trustsTrust Administration
We help establish and administer family trusts designed to protect your assets and support your family's future.
Learn more →Serving businesses wherever they are.
Based in New Lynn, West Auckland, we provide accounting, tax and business advisory services to clients throughout Auckland, Hamilton, Wellington and across New Zealand. Remote consultations and digital accounting services are available nationwide.
Real feedback. Real relationships.
Every review reflects a genuine client experience. We value honest feedback and are proud of the trust our clients place in us.
"Raj has made sense of some complicated financials, made them neat and tidy and explained everything fully. I've been working with Raj and Navin for years now and totally recommended them."
"I've been Navin's customer for just over a year now. He's great. Managed my properties and saved be a bunch of tax. Explanations are clear as day and the rest of the team treat my subordinates doing errands with poise and respect. I've tried out a few accountancy firms over the years but Navin is keeping my business for a years to come. Very happy with the professionalism provided. If you need an accountant that cuts straight through IRD nonsense, keeps your files up to date, makes submissions on time, and treats you regardless of business financial knowledge with respect – you need to call MSA!"
"Working as a self-employed sole trader, Raj and Navin have been managing the accounting of our business for over 40 years now and we have been very happy with their work – keeping everything up to date and organised for us. Raj has been very helpful with advice whenever I have had difficulties with online work. Thanks for all your work over the years as we now retire the business."
"The staff at MSA have made handling the accounting, gst, and tax for my business much easier. They are always there when I need them, they always pick up the phone, and they are very helpful when I'm asking questions and need guidance. When I did hit a rough patch, they were able to get paper work sorted quickly for me. Overall, we've never had problems with IRD regarding GST and tax during our time with MSA, so they're doing a good honest job for us. I've been with MSA for over a decade now, and going forward, I can see the advantages that their services have to offer me. I am very satisfied with what they do for me, and I recommend them to you because they are reliable and on point with their accounting, gst, and tax services."
"Tuvalu Auckland Community Trust (TACTrust CC42283) greatly acknowledging the professional services rendering by MSA Ltd (Murray Sharma Associates Ltd). Supporting the TACTrust office over the years with minimal charges on Account fees and business advice, enabling us delivering our core activities to Tuvaluan families and ethnic communities as well. Thus, highly recommending Charities or Trust and non profit organisations to engage with MSA Ltd. To experience their friendly approaches, professionalism and value for money."
"Great service by the team, appreciated, company recommended to others, Raj & TK (Whom I have dealt w/) have been very hospitable & helpful wherever necessary."
Clear answers for better decisions.
Browse practical guidance on accounting, tax and business matters. For personalised advice, book a free consultation with our team.
Book a free callHow often do I need to file GST returns in New Zealand?
Filing frequency depends on annual turnover. Six-monthly is available if your turnover is $500,000 or less, two-monthly is the standard cycle for most businesses, and monthly is required once turnover exceeds $24 million (or optional if you prefer). MSA will advise which frequency suits your business and cash flow.
What is provisional tax and when does it apply?
Provisional tax is income tax paid in instalments through the year rather than in one lump sum. It generally applies if your residual income tax was more than $5,000 in the previous year. MSA calculates it under the method that suits you (standard, estimation, ratio or AIM) and can use tax pooling to ease cash flow.
What business structure should I choose in New Zealand?
The right structure depends on your goals, risk appetite, number of owners and tax position. A sole trader is simplest for one person, a company provides limited liability and a flat 28% tax rate, an LTC offers tax transparency for losses in the early years, and a trust can help with asset protection. MSA will assess your circumstances and recommend the best fit, then set it up for you.
What is the difference between annual accounts and management accounts?
Annual accounts are prepared once a year for tax compliance and statutory purposes and look backwards over the full year. Management accounts are prepared more frequently, monthly or quarterly, and are designed to help you make operational decisions while there is still time to act on them.
What is included in a managed payroll service?
MSA's payroll service covers employee records, wage and salary calculations, payslips, leave and holiday pay under the Holidays Act, PAYE and student loan deductions, KiwiSaver administration, payday filing to Inland Revenue, final pays, and ACC levy management.
Should I set up a family trust in New Zealand?
A family trust can be valuable for asset protection, succession planning and managing how income and capital are distributed. It also carries real compliance obligations and cost, and the tax advantages are narrower than they used to be. Whether it suits you depends on your circumstances. MSA offers a free consultation to help you decide.
We believe in changing businesses.
For over twenty years, Murray Sharma & Associates has supported New Zealand businesses, individuals and trusts with clear, practical accounting, taxation and advisory services, delivered personally, professionally and without surprises.
Local expertise. Nationwide support.
Murray Sharma & Associates Ltd is a boutique accounting firm based in New Lynn, West Auckland. For over twenty years, we have provided accounting, taxation and business advisory services to individuals, sole traders, partnerships, SMEs, companies and trusts throughout New Zealand.
Although we are locally based, our services are nationally focused. Many of our clients work with us entirely remotely, receiving the same personal attention and professional support wherever they are in New Zealand.
Accounting built on relationships, not just numbers.
We take the time to understand your circumstances, challenges and long-term goals before recommending the right approach for you.
As a boutique firm, you deal directly with experienced professionals who know your business. You will not be passed between a rotating team of junior staff or receive generic advice that does not reflect your situation.
Our goal is to provide clear, practical guidance that helps you stay compliant, make confident decisions and move your business forward.
Years providing accounting, taxation and business advisory support to clients across New Zealand.
Trusted expertise. Recognised credentials.
Our professional memberships and software certifications reflect our commitment to reliable advice, ethical service and up-to-date accounting support.
ATAINZ Members
We are proud members of the Accountants and Tax Agents Institute of New Zealand. Our membership reflects our commitment to professional, ethical and high-quality accounting and taxation services. We maintain ongoing professional development to stay informed about New Zealand's changing tax, accounting and business requirements.
- Professional and ethical standards
- Ongoing professional development
- Current New Zealand tax knowledge
MYOB & Xero Certified Advisors
We are certified advisors for MYOB and Xero, two of New Zealand's leading cloud accounting platforms. Whether you already use one of these systems or are planning to move to cloud accounting, we can assist with setup, migration, training and ongoing support.
- Software setup and migration
- Training and ongoing assistance
- Cloud accounting support
Six principles that guide the way we work.
Relationships First
We take the time to understand you, your business and your goals before recommending a solution.
Clear Communication
Accounting should not be confusing. We explain your numbers and obligations in straightforward, practical language.
Experienced Support
You work directly with experienced professionals who understand your circumstances and know your business.
Tailored Service
Every client is different. Our accounting and advisory services are tailored to your individual requirements.
Transparent Fees
We operate on a clear fixed-fee structure, so you know what you are paying without unexpected surprises.
Long-Term Partnerships
We aim to become a trusted long-term partner who supports your business as it develops and grows.
Experienced people. Personal service.
Murray Sharma & Associates is led by a small, experienced team who take personal ownership of every client relationship. When you work with MSA, you work directly with the people responsible for your accounts and advice.
The people behind your numbers.
Work directly with experienced professionals who understand your circumstances, your business and your long-term goals. No rotating departments, unnecessary handovers or impersonal advice.
"The people who prepare your accounts are the same people who advise you."
Clarity for every stage of your financial journey.
From accounting and tax compliance to business advisory, payroll, property investment, trust administration and Inland Revenue support, we provide practical guidance tailored to your goals.
The right plan. The right support.
Fixed monthly fees, so you always know what you are paying. New clients get the first 2 months at zero cost.
All prices are per month and exclude GST; the GST amount and total are shown under each price. Phone calls are unlimited 5–10 minute calls. GST returns are 2-monthly or 6-monthly cycles only.
Let's make your next financial decision clearer.
Whether you need help with accounting, tax compliance, payroll, property investment, trust administration, business advisory or an Inland Revenue matter, tell us how we can help. Our team will review your enquiry, explain your options and recommend the most practical next step.
Three ways to get an answer.
Register now
Register your interest and tell us which service you need. Our team will review your enquiry and contact you to discuss the next steps.
RegisterSend us an email
Email us at info@murraysharma.co.nz with a brief description of the support you need, and our team will respond as soon as possible.
Call us directly
Call +64 9 827 6872 to speak with our team about your enquiry or arrange an appointment.
Not sure what support you need? Let's talk.
Start with a free, no-obligation consultation. We'll take the time to understand your circumstances, explain the services that may help and recommend a practical way forward.
- ATAINZ Members
- 20+ Years' Experience
- Transparent Fixed Fees
- New Zealand-wide Support